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Property Search Tips n Singapore

Searching for property in Singapore requires a bit of savvy when you need a new place to live. The city itself is separated from Malaysia by the straits, and the island is a large diamond that contains industrial, commercial, residential and financial districts. You must choose a lovely place to live, but you must find the place on Singapore island that you will enjoy for a long time.

#1: Living Near Your Work

Your place of work is located near a residential district, but you must choose a place that is comfortable for your or your family. Residential areas near your job may be filled with other families, or you may find an apartment building that has all the amenities you need. Moving near your job is one way to find a place to live, but you are not bound by duty to move near your employer.




#2: Moving Away From Commercial Areas

The coastal areas of Singapore that are far from the industrial center are filled with small family homes. You can see the city center from your home, but the city center is at least half an hour away from you. Your home will have easy access to the sea, and the tropical climate in Singapore makes the waters enjoyable most of the year.




#3: Moving To The City Center

The city center has condos and apartments that give you a lovely place to live near the action in the center of the city. You may live near your office, and the city center provides places to eat and shop. Your building likely hosts a restaurant or bar, and there are laundry services offered by most high-end apartment buildings. You may read Singapore property news to find a better apartment for rent, and you will live near some of the best shopping outlets in the world.




#4: Pricing

Property pricing in Singapore changes based on the nature of the property. You will pay more for properties that lie near the city center, and the properties that lie in the outskirts of the island are much cheaper. You may choose a property that is in your price range, and the property will host you or your family comfortably.


Comparing prices for your property will help you save money on your purchase. Each property you look over should be compared based on its price, amenities and location in the city, and the comparison will lead you to a conclusion that will serve you well.


#5: Commercial Properties

Commercial properties on Singapore island are located in several different places. You may purchase a commercial property that lies on the water, or you may choose a commercial property that is closer to the city center. The warehouse district in Singapore is rather large, or you may choose an office building that is close to the city center.

Commercial properties are priced in the same manner as residential properties, and you may purchase a property that provides the proper amount of space for your business. Every business requires a commercial property, and you may find a place to work that is very close to your warehouse. The combination of commercial and office space will help you manage your business more efficiently, and you may find a place to live bear your business property.


Purchasing property in Singapore is much simpler when you use the tips in this article. You will find a place to live or work that is affordable, and the island is large enough to accommodate you comfortably. Singapore brings you close to tropical waters that are comfortable all year, and the city center is one of the most cosmopolitan places in the world.


Best Tips to Find Affordable Rental Property in Singapore

In most cases, a person’s rental payment is a large expense in their budget. In an expensive rental market like Singapore, the monthly rental payment may be the largest expense by far, and many people who are searching for rental property in Singapore are looking for an affordable option. Structuring an affordable rental payment can make your life easier throughout the entire length of your lease term, and there are different ways that you can more easily find an affordable place to live.

Explore All of the Options

If you are like many others who are looking for a great place to live in Singapore, you may be looking for a cheap studio apartment with a rental payment that is manageable. However, there are other affordable options to consider besides a small studio unit. For example, a small condominium or even an HDB flat may be more affordable in some cases than a studio unit. There are different options on the market at various times, so there is not one specific type of unit that is always most affordable. It is best to expand your search to include more property types so that you do not overlook a great deal.

Consider Getting a Roommate

Another idea that may work great for you is to get a larger unit and to take on a roommate. The price difference between a one and two bedroom apartment may be minimal, and this means that splitting the rent in half for a two bedroom apartment or condo unit may be much more cost effective than paying the rent for a one bedroom apartment by yourself. You can research the options carefully, and consider asking a friend who is also looking for an affordable place to live if he or she is interested in rooming with you. Sharing the rent payment with a family member, such as a sibling or cousin, is another good option. This structure can help you to save a lot of money on your monthly rent.

Think About Commuting

The rental rates throughout Singapore can vary, and some areas have far more affordable rental rates than others. You may be trying to find a place to rent that is close to where you work. However, if you work in an area that has high rental rates, it may be a better idea to commute. You can look at more affordable areas of Singapore that may be near the MRT. This way, you can save money on your rental payment without being inconvenienced by a long, cumbersome commute to work each day.

Finding a rental property in Singapore that is affordable can seem impossible in some cases. Often, people feel this way when they have narrowed their options too drastically and are not thinking outside the box. You may consider expanding your search criteria and location as well as thinking about roommates and other creative structures to find an affordable place to live in Singapore.

3 Important Tips to Consider Before Buying Property in Singapore

Owning property in Singapore is not easy because it involves various procedures that may be complicated to some people. A person needs first to confirm if the seller is legitimate by getting that information from a trusted real agent. The information may include a detailed transaction procedure and also the property taxes. The following are three important tips to consider before buying property in Singapore:

1. Real estate agents

In Singapore, properties are either acquired through leasehold or freehold tenure. In leasehold tenure, the buyer possesses the property for an indefinite period of time.freehold tenure involves the buyer owning the property for a specified period of time, and upon the expiration of the agreed duration, the property reverts back to the state. Purchasing property through real estate agents ensures the process is properly documented. An agent’s working knowledge of the Singaporean real estate market ensures that the clients are provided with accurate information, and helped in making important decisions. The agent will shortlist property for your approval and then you will be required to make a trip to the property and make sure that it satisfies you. A person should also check the fixtures, interior, and exterior design.You are supposed to be completely satisfied with the condition of the property before agreeing on the selling price.




2. Foreign ownership

The Singaporean government restricts foreign ownership of private residential properties. If a foreigner wants to buy an apartment or condominium units, he does not need to contact the Singaporean government. But if the property being acquired includes houses and bungalows, then it becomes mandatory to obtain an approval from the Singapore Land Authority.

condo-realtor-foreign-buyerProperties covered by HDB in Singapore adhere to the regulation that foreigners are not permanent residents; therefore, they cannot purchase an executive condominium through the open market.


HDB flats

In this arrangement, it becomes mandatory to contact the developer of the property. Permanent residents are not prohibited from purchasing HDB flats directly from the HDB as long as they form a family nucleus with a citizen of Singapore. Permanent residents are also allowed to buy HDB flats from the resale market, although they are supposed to enlist a single occupier as a citizen of Singapore.


3. Solicitor

You should involve the services of an attorney when you are purchasing property in Singapore.

7167377_origA lawyer is supposed to conduct necessary searches and ensure that the ownership of the property is legitimate. A solicitor is the one who will lodge a caveat that is supposed to notify the general public of the buyer’s intention to own the property. A solicitor will check the credentials and reputation of the seller to confirm if the alterations and renovations of the property were correctly done and approved.


Sign a document referred to as An Option to Purchase

After you have made your choice, you are supposed to sign a document referred to as An Option to Purchase. The report gives the buyer fourteen days in which he is supposed to decide if he will be buying the property or not. At this stage of the purchase, the buyer is required to have at least one percent of the purchase price ready. The documents are then sent to the seller’s solicitor. As the buyer, you are supposed to have paid nine percent of the purchase price at this stage.

Real Estate Sale

Purchasing property in Singapore is a brilliant idea if you are looking forward to becoming a permanent resident or an investor. Singapore has a robust economy with a real estate market that is stable. So, if you are planning to buy a property, please look at the Singapore’s property listing and choose the appropriate property for your investment.


4 Reasons to Get Prequalified for a Mortgage When Buying Property in Singapore


If you are in the market to purchase real estate and you are actively seeking new properties in Singapore to buy, you may consider pausing to get pre-qualified for your housing loan as a first step in your effort. It may seem counter-intuitive to apply for a housing loan before you have even found a piece of real estate that you are interested in purchasing, but there are actually several important reasons why this is a step that you may want to take today. After reviewing these reasons, you may decided to contact a loan representative today.


Know How Much You Can Afford

Many new home buyers who are actively searching for property in Singapore have already used online calculators to estimate mortgage payments and to estimate a reasonable price that is affordable for their budget. However, your credit rating and financial profile will play a critical role in the mortgage qualification and approval process, and a loan representative can provide you with more information about this when you apply. Essentially, you will have a much more realistic estimate of the price you can afford to pay for your new real estate purchase when you get pre-qualified.


Get a Better Deal on Your Loan

After you make an offer on a property, you will generally need to act quickly to get your loan application in progress. You will have a fixed deadline that you must comply with to get loan approval, and this may create some pressure on you to submit a loan application right away. You will have more time and less pressure to shop around for a better deal on your loan when you complete this effort up-front.

6 Tips for getting a home loan


Some Real Estate Agents Will Not Work With You Unless Pre-Qualified

Getting pre-qualified before you start searching for a new home can prevent many issues with the home search process as well as the financing process. For example, it can more accurately ensure that you can afford the property that you are interested in and that you want to make an offer on. The last thing you want is to spend days searching for a property in a specific price range and to get your offer approved only to later learn that you must back out of the contract because you cannot obtain financing on it. Some agents actually will not work with buyers who are not yet pre-qualified for this reason. Your real estate agent may ask that you get pre-qualified for a home loan if you have not yet taken this initial step.

Real Estate Agent


Your Purchase Offer Will Be Stronger

Many sellers will also look for a pre-qualification or pre-approval letter when they receive an offer on their property. When a seller accepts an offer, the property essentially is taken off the market and is no longer actively listed for sale. This means that the seller is taking a chance on you and is depending on your ability to follow through on your offer. Sellers can find a greater level of security and comfort with accepting your offer when they know that you have the financial means to follow through on your offer to purchase the property. This means that your offer may be more likely to be accepted.

While you may be excited about searching for a new property to purchase in Singapore, you should take time to shop around for your new home loan and to get pre-qualified for your financing. This initial step can streamline the entire buying process and can make your efforts more successful. You can reach out to a mortgage professional today for assistance with pre-qualification.

How to Take Advantage of an Employee Attendance Tracking System

Tracking your employees’ attendance is a way to streamline your business while ensuring everyone on staff is working as productively as possible. When you want to track the attendance of your employees, doing so is possible by finding the right employee attendance tracking system that is most suitable for your business or place of work.

What is an Employee Attendance Tracking System?

An employee attendance tracking system is often a tool or program used to help keep track of the time employees spend at work or working on various projects, even if they are working from home or as a contractor for your company. Most employee attendance tracking systems and tools are available online where you can easily gain access to review attendance and to track all employees right from your own home or place of work. Using an employee attendance tracking system has a number of benefits that can help to take any business or company in the right direction towards success.


Benefits of Utilizing an Employee Attendance Tracking System

Using an employee attendance tracking system is an ideal method of keeping track of those you have working for you, whether they are full time, part-time or if they are working freelance and as a contractor for your company. Checking the attendance of your employees can often be done within minutes when working on a system that is implemented into your business or that is available online.

When you have the ability to consistently monitor your employees’ attendance it is much easier to assess who is most valuable for your company and who is contributing the most at all times. Having an employee attendance tracking system is also essential if you are planning to give bonuses or if you are checking for overtime at any time with those you have hired. When you have access to an employee attendance tracking system it is much easier to handle payroll while also determining who is working the most for your company and who is slacking off. Knowing the most valuable employees you have is a way to guarantee the success of your company in the future.


How to Find the Right Employee Attendance Tracking System

Finding the right employee attendance tracking system can be done by first considering the type of tracking you are interested in and require for your company and method of conducting business. Before you can choose the right attendance tracking system or program for your employees it is also advisable to consider the type of employees you currently have on payroll.

If the majority of your employees work from home, telecommute or are considered contractors it is important to find the right tracking system for attendance that is available online and accessible even if you are not at your place of work physically. If all of the employees you have are working within an office or at the business itself, integrating an attendance tracking system that is within the company computers only is possible. Understanding your needs for your employees prior to comparing employee attendance tracking systems can ensure you are getting the most out of the tool you select.

Whether you are the manager of a business workplace or if you are the CEO of a company, understanding how to track employee attendance is the best way to guarantee you are making the most out of payroll and individuals who you have hired on staff. Taking the time to compare various employee tracking systems is a way for you to gain more insight into the type of program or tool that is most suitable for you and everyone you are managing as employees for your company.